{"id":743,"date":"2021-08-23T15:24:25","date_gmt":"2021-08-23T20:24:25","guid":{"rendered":"https:\/\/insuranceprofl.com\/es\/?p=743"},"modified":"2025-07-14T17:04:05","modified_gmt":"2025-07-14T22:04:05","slug":"es-adecuado-para-usted-un-plan-medicare-advantage","status":"publish","type":"post","link":"https:\/\/insuranceprofl.com\/es\/blog\/es-adecuado-para-usted-un-plan-medicare-advantage\/","title":{"rendered":"\u00bfEs Adecuado Para Usted Un Plan Medicare Advantage?"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">Los Planes Medicare Advantage Funcionan Como Los Planes HMO Y PPO Tradicionales.<\/h2>\n\n\n\n<p>Es posible que ya est\u00e9 familiarizado con estos tipos de planes (HMO y PPO). Medicare Advantage, tambi\u00e9n conocido como Medicare Parte C, hace posible que las personas con Medicare Parte A (seguro hospitalario) y Parte B (seguro m\u00e9dico) reciban sus <a href=\"\/es\/medicare\/\" target=\"_blank\" rel=\"noopener\">beneficios de Medicare<\/a> de una manera alternativa. Esto es lo que es (y lo que no es):<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">S\u00ed<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Est\u00e1 inscrito en el <a href=\"https:\/\/insuranceprofl.com\/es\/medicare\/\" target=\"_blank\" rel=\"noopener\">Medicare Original (Partes A y B).<\/a><\/li>\n\n\n\n<li>Le gustar\u00eda mantener un coste mensual y unos co-pagos que se ajusten a su presupuesto.<\/li>\n\n\n\n<li>Desea combinar la cobertura m\u00e9dica y la de medicamentos recetados en un solo plan.<\/li>\n\n\n\n<li>Usted quiere maximizar sus necesidades sanitarias.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">No<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Se inscribe por separado en la Parte D de Medicare para la cobertura de medicamentos recetados.<\/li>\n\n\n\n<li>Tiene cobertura de un empleador que paga todos o algunos de los costos que Medicare Original no cubre.<\/li>\n\n\n\n<li>Tiene cobertura a trav\u00e9s de su sindicato que paga todos o algunos de los costos que Medicare Original no cubre.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Ventajas De Los Planes Medicare Advantage<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Los planes Medicare Advantage deben ofrecer como m\u00ednimo el mismo nivel de cobertura que Medicare Parte A y Parte B y pueden ofrecer una Parte D.<\/li>\n\n\n\n<li>Los planes Medicare Advantage pueden costarle menos.<\/li>\n\n\n\n<li>Los planes Medicare Advantage coordinan la atenci\u00f3n entre sus proveedores de atenci\u00f3n m\u00e9dica.<\/li>\n\n\n\n<li>Los planes Medicare Advantage pueden servir como su centro integral para todas sus necesidades e cobertura de salud y de medicamentos recetados.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Tendencias clave de Medicare Advantage para 2025<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Seg\u00fan un informe de KFF de 2025, <strong>9 de cada 10 afiliados a Medicare Advantage<\/strong> est\u00e1n en planes que ofrecen <strong>cobertura de medicamentos con receta (Parte D)<\/strong>.<\/li>\n\n\n\n<li><strong>El 89% de los afiliados<\/strong> tiene acceso a beneficios adicionales que no est\u00e1n disponibles con Medicare Original.<\/li>\n\n\n\n<li>Menores costos de bolsillo en muchas \u00e1reas, pero es importante revisar los detalles del plan como deducibles, copagos y l\u00edmites de cobertura.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u00bfEs la opci\u00f3n adecuada para ti?<\/h3>\n\n\n\n<p>Un plan Medicare Advantage puede ser adecuado para ti si:<\/p>\n\n\n\n<p>\u2705 Est\u00e1s buscando una <strong>cobertura todo en uno que incluya<\/strong> medicamentos.<br>\u2705 Te sientes c\u00f3modo <strong>usando una red de proveedores<\/strong>.<br>\u2705 Deseas <strong>reducir los gastos de tu bolsillo<\/strong> con un l\u00edmite m\u00e1ximo de gastos anuales (Medicare Original no tiene uno).<\/p>\n\n\n\n<p>Sin embargo, podr\u00edas preferir <strong>Medicare Original<\/strong> con un <strong>plan Medigap (Complementario)<\/strong> si:<\/p>\n\n\n\n<p>\ud83d\udd04 Deseas la <strong>libertad de consultar a cualquier m\u00e9dico o especialista<\/strong> a nivel nacional que acepte Medicare.<br>\ud83d\udd04 <strong>Viajas con frecuencia<\/strong> y necesitas cobertura flexible.<br>\ud83d\udd04 Prefieres <strong>costos predecibles<\/strong> y menos restricciones.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u00bfTienes otras preguntas sobre Medicare Advantage?<\/h3>\n\n\n\n<p><a href=\"https:\/\/insuranceprofl.com\/es\/contactenos\/\" target=\"_blank\" rel=\"noopener noreferrer\">Cont\u00e1ctanos<\/a> si tienes preguntas y tambi\u00e9n para saber si hay un Plan Medicare-Medicaid disponible en tu zona.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-square\"><a class=\"wp-block-button__link has-color-2-background-color has-background wp-element-button\" href=\"\/es\/contactenos\/\" style=\"border-radius:10px\">Solicitar presupuesto<\/a><\/div>\n<\/div>\n\n\n\n<div style=\"height:27px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img decoding=\"async\" width=\"856\" height=\"1024\" src=\"https:\/\/insuranceprofl.com\/es\/wp-content\/uploads\/sites\/2\/2021\/08\/es-adecuado-para-usted-un-plan-medicare-advantage-img-1.jpg\" alt=\"\u00bfEs Adecuado Para Usted Un Plan Medicare Advantage?\n\" class=\"wp-image-1702\" style=\"width:856px\" srcset=\"https:\/\/insuranceprofl.com\/es\/wp-content\/uploads\/sites\/2\/2021\/08\/es-adecuado-para-usted-un-plan-medicare-advantage-img-1.jpg 856w, https:\/\/insuranceprofl.com\/es\/wp-content\/uploads\/sites\/2\/2021\/08\/es-adecuado-para-usted-un-plan-medicare-advantage-img-1-251x300.jpg 251w, https:\/\/insuranceprofl.com\/es\/wp-content\/uploads\/sites\/2\/2021\/08\/es-adecuado-para-usted-un-plan-medicare-advantage-img-1-768x919.jpg 768w\" sizes=\"(max-width: 856px) 100vw, 856px\" \/><\/figure>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Los planes Medicare Advantage deben ofrecer al menos el mismo nivel de cobertura que la Parte A y la Parte B de Medicare y muchos planes ofrecen beneficios adicionales.<\/p>\n","protected":false},"author":2,"featured_media":1667,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"_uag_custom_page_level_css":"","_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[38,47],"tags":[],"class_list":{"0":"post-743","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-blog","8":"category-medicare","9":"entry"},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u00bfUn Plan Medicare Advantage Es Adecuado Para Usted?<\/title>\n<meta name=\"description\" content=\"Las ventajas de los planes Medicare 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Los planes Medicare Advantage deben ofrecer al menos el mismo nivel de cobertura que la Parte A y la Parte B de Medicare y muchos planes ofrecen beneficios adicionales.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/insuranceprofl.com\/es\/blog\/es-adecuado-para-usted-un-plan-medicare-advantage\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u00bfUn Plan Medicare Advantage Es Adecuado Para Usted?\" \/>\n<meta property=\"og:description\" content=\"Las ventajas de los planes Medicare Advantage. Los planes Medicare Advantage deben ofrecer al menos el mismo nivel de cobertura que la Parte A y la Parte B de Medicare y muchos planes ofrecen beneficios adicionales.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/insuranceprofl.com\/es\/blog\/es-adecuado-para-usted-un-plan-medicare-advantage\/\" \/>\n<meta property=\"og:site_name\" content=\"Insurance Pro Fl Espa\u00f1ol\" \/>\n<meta property=\"article:published_time\" content=\"2021-08-23T20:24:25+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-07-14T22:04:05+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/insuranceprofl.com\/es\/wp-content\/uploads\/sites\/2\/2021\/08\/es-adecuado-para-usted-un-plan-medicare-advantage-img.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"768\" \/>\n\t<meta property=\"og:image:height\" content=\"512\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Juan Carlos\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Juan Carlos\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/insuranceprofl.com\/es\/blog\/es-adecuado-para-usted-un-plan-medicare-advantage\/\",\"url\":\"https:\/\/insuranceprofl.com\/es\/blog\/es-adecuado-para-usted-un-plan-medicare-advantage\/\",\"name\":\"\u00bfUn Plan Medicare Advantage Es Adecuado Para Usted?\",\"isPartOf\":{\"@id\":\"https:\/\/insuranceprofl.com\/es\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/insuranceprofl.com\/es\/blog\/es-adecuado-para-usted-un-plan-medicare-advantage\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/insuranceprofl.com\/es\/blog\/es-adecuado-para-usted-un-plan-medicare-advantage\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/insuranceprofl.com\/es\/wp-content\/uploads\/sites\/2\/2021\/08\/es-adecuado-para-usted-un-plan-medicare-advantage-img.jpg\",\"datePublished\":\"2021-08-23T20:24:25+00:00\",\"dateModified\":\"2025-07-14T22:04:05+00:00\",\"author\":{\"@id\":\"https:\/\/insuranceprofl.com\/es\/#\/schema\/person\/541f4e0701589841c2eec28992a1cbd2\"},\"description\":\"Las ventajas de los planes Medicare Advantage. 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