{"id":815,"date":"2021-11-19T15:41:41","date_gmt":"2021-11-19T20:41:41","guid":{"rendered":"https:\/\/insuranceprofl.com\/es\/?p=815"},"modified":"2024-12-23T14:21:17","modified_gmt":"2024-12-23T19:21:17","slug":"niveles-aca-2022-fpl-compartidos-por-insurance-pro","status":"publish","type":"post","link":"https:\/\/insuranceprofl.com\/es\/recursos\/niveles-aca-2022-fpl-compartidos-por-insurance-pro\/","title":{"rendered":"Niveles ACA 2022 FPL compartidos por Insurance Pro"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">Para el a\u00f1o fiscal 2022, el umbral de asequibilidad de los planes de salud ACA se reducir\u00e1 al 9,61%.<\/h2>\n\n\n\n<p>De acuerdo con el Procedimiento de Ingresos del IRS 2021-36, todos los planes de salud ofrecidos por los empleadores a partir del 1 de enero de 2022 no deber\u00e1n representar m\u00e1s del 9,61% de los ingresos familiares de un empleado para que la cobertura exclusiva para uno mismo patrocinada por el empleador sea asequible seg\u00fan la ACA.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1024\" height=\"640\" src=\"https:\/\/insuranceprofl.com\/es\/wp-content\/uploads\/sites\/2\/2021\/11\/ACA-2022-FPL-levels_insurancepro-es-1.jpg\" alt=\"\" class=\"wp-image-1633\" srcset=\"https:\/\/insuranceprofl.com\/es\/wp-content\/uploads\/sites\/2\/2021\/11\/ACA-2022-FPL-levels_insurancepro-es-1.jpg 1024w, https:\/\/insuranceprofl.com\/es\/wp-content\/uploads\/sites\/2\/2021\/11\/ACA-2022-FPL-levels_insurancepro-es-1-300x188.jpg 300w, https:\/\/insuranceprofl.com\/es\/wp-content\/uploads\/sites\/2\/2021\/11\/ACA-2022-FPL-levels_insurancepro-es-1-768x480.jpg 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">\u00bfQu\u00e9 representa FPL (por sus siglas en ingl\u00e9s)?<\/h3>\n\n\n\n<p>Nivel federal de pobreza: una medida de ingresos emitida cada a\u00f1o por el Departamento de Salud y Servicios Humanos (HHS). Los niveles federales de pobreza se utilizan para determinar su elegibilidad para ciertos programas y beneficios, incluidos los ahorros en el <a href=\"\/es\/seguro-de-salud-y-obamacare\/\" target=\"_blank\" rel=\"noopener\">seguro m\u00e9dico del Mercado<\/a> y la cobertura de Medicaid y CHIP.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Comprensi\u00f3n de la tabla de niveles de FPL de la ACA 2022<\/h3>\n\n\n\n<p>Los niveles federales de pobreza se utilizan para determinar la elegibilidad para la cobertura de salud de costo reducido.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Ingresos superiores al 600% del FPL:<\/strong> si sus ingresos superan el 600% del FPL, probablemente no califique para los ahorros en un plan de seguro m\u00e9dico del Mercado, aunque a\u00fan puede obtener un plan que pague el 100% (sin subsidios que reduzcan su prima mensual).<\/li>\n\n\n\n<li><strong>Ingresos superiores al 400% del FPL:<\/strong> si sus ingresos superan el 400% del FPL, es posible que a\u00fan califique para algunos cr\u00e9ditos fiscales que reducen su prima mensual para un plan de seguro m\u00e9dico del Mercado 2022.<\/li>\n\n\n\n<li><strong>Ingresos entre el 100% y el 400% del nivel federal de pobreza:<\/strong> si sus ingresos se encuentran en este rango, en todos los estados califica para cr\u00e9ditos fiscales para las primas que reducen su prima mensual para un plan de seguro m\u00e9dico del Mercado.<\/li>\n\n\n\n<li><strong>Ingresos por debajo del 138% del FPL:<\/strong> si sus ingresos est\u00e1n por debajo del 138% del FPL y su estado ha ampliado la cobertura de Medicaid, usted califica para Medicaid bas\u00e1ndose \u00fanicamente en sus ingresos.<\/li>\n\n\n\n<li><strong>Ingresos por debajo del 100% del FPL:<\/strong> si sus ingresos caen por debajo del 100% del FPL, probablemente no califique para los ahorros en un plan de seguro m\u00e9dico del Mercado o para Medicaid basado en los ingresos.<\/li>\n<\/ul>\n\n\n\n<p>\u201cIngresos\u201d arriba se refiere a los \u201cingresos brutos ajustados modificados\u201d (MAGI). Para la mayor\u00eda de las personas, es igual o muy similar al &#8220;ingreso bruto ajustado&#8221; (AGI). MAGI no es un n\u00famero en su declaraci\u00f3n de impuestos.<\/p>\n\n\n\n<p>Califica para un incentivo (no reciba una cantidad de dinero de subsidio que le ayudar\u00e1 a pagar sus planes)<\/p>\n\n\n\n<p><strong>Lea tambi\u00e9n: <\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"\/es\/seguros-de-salud\/para-el-ano-fiscal-2022-el-umbral-de-asequibilidad-de-aca-disminuira-casi-el-10\/\" target=\"_blank\" rel=\"noopener\">\u00bfQu\u00e9 es el porcentaje de asequibilidad de la ACA?<\/a><\/li>\n\n\n\n<li><a href=\"\/es\/blog\/como-obtener-medicare-y-medicaid-en-kissimmee-florida\/\" target=\"_blank\" rel=\"noopener\">\u00bfC\u00f3mo obtener Medicare y Medicaid en Kissimmee, Florida?<\/a><\/li>\n<\/ul>\n\n\n\n<p><a href=\"\/es\/contactenos\/\" target=\"_blank\" rel=\"noopener noreferrer\">Comun\u00edquese con nosotros<\/a> si tiene preguntas sobre c\u00f3mo registrarse durante este per\u00edodo de inscripci\u00f3n de la ACA.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-square\"><a class=\"wp-block-button__link has-color-2-background-color has-background wp-element-button\" href=\"\/es\/contactenos\/\" style=\"border-radius:10px\">Verifique Si Califica<\/a><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Para el a\u00f1o fiscal 2022, el umbral de asequibilidad de los planes de salud ACA se reducir\u00e1 al 9,61%. De acuerdo con el Procedimiento de Ingresos del IRS 2021-36, todos los planes de salud ofrecidos por los empleadores a partir del 1 de enero de 2022 no deber\u00e1n representar m\u00e1s del 9,61% de los ingresos&#8230; <a class=\"more-link\" href=\"https:\/\/insuranceprofl.com\/es\/recursos\/niveles-aca-2022-fpl-compartidos-por-insurance-pro\/\">[Read More]<\/a><\/p>\n","protected":false},"author":4,"featured_media":1633,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"_uag_custom_page_level_css":"","_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[45],"tags":[],"class_list":{"0":"post-815","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-recursos","8":"entry"},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Niveles ACA 2022 FPL compartidos por Insurance Pro<\/title>\n<meta name=\"description\" content=\"Para el a\u00f1o fiscal 2022, el umbral de asequibilidad de la ACA se reducir\u00e1 al 9,61%. Haga clic para obtener m\u00e1s informaci\u00f3n sobre el umbral de asequibilidad de la ACA.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/insuranceprofl.com\/es\/recursos\/niveles-aca-2022-fpl-compartidos-por-insurance-pro\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Niveles ACA 2022 FPL compartidos por Insurance Pro\" \/>\n<meta property=\"og:description\" content=\"Para el a\u00f1o fiscal 2022, el umbral de asequibilidad de la ACA se reducir\u00e1 al 9,61%. 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De acuerdo con el Procedimiento de Ingresos del IRS 2021-36, todos los planes de salud ofrecidos por los empleadores a partir del 1 de enero de 2022 no deber\u00e1n representar m\u00e1s del 9,61% de los ingresos...&hellip;","_links":{"self":[{"href":"https:\/\/insuranceprofl.com\/es\/wp-json\/wp\/v2\/posts\/815","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/insuranceprofl.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/insuranceprofl.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/insuranceprofl.com\/es\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/insuranceprofl.com\/es\/wp-json\/wp\/v2\/comments?post=815"}],"version-history":[{"count":0,"href":"https:\/\/insuranceprofl.com\/es\/wp-json\/wp\/v2\/posts\/815\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/insuranceprofl.com\/es\/wp-json\/wp\/v2\/media\/1633"}],"wp:attachment":[{"href":"https:\/\/insuranceprofl.com\/es\/wp-json\/wp\/v2\/media?parent=815"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/insuranceprofl.com\/es\/wp-json\/wp\/v2\/categories?post=815"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/insuranceprofl.com\/es\/wp-json\/wp\/v2\/tags?post=815"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}