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Insurance Pro Florida
  • Products
    • Medicare
      • What Are the Parts of Medicare?
      • Medicare FAQs
      • Is a Medicare Advantage Plan Right for You?
      • Medicare Advantage Enrollment Growth
      • How to Get Medicare and Medicaid in Florida?
    • Obamare – Affordable Care Act (ACA)
      • Special Enrollment Periods (SEP) for ACA
      • Obamacare Application Checklist
      • ACA – Obamacare FAQs
    • Life Insurance
      • Term Life Insurance
      • Whole Life Insurance
      • Life Insurance FAQs
      • Life Insurance for Diabetics FAQs
    • Final Expense
      • Final Expense FAQs
    • Health Insurance
    • Dental Insurance
      • Dental Plans FAQs
  • About Us
    • Our Insurance Agency
      • Juan Carlos “JC” Doitteau, President
      • Adlyn Milena Lugo, Vice-President
    • Locations We Serve
    • Careers
      • Insurance Pro Provides Ongoing Training to its Insurance Agents
      • 5 Tips for New Life Insurance Agents
  • IPro Desk
  • Resources
    • Blog
    • Infographics
    • Life Insurance Calculator
    • Health Insurance Application Checklist
    • Terms and Definitions
    • Insurance Graphs & Flyers
  • FAQ’s
    • Medicare FAQs
    • ACA – Obamacare FAQs
    • Life Insurance FAQs
    • Life Insurance for Diabetics FAQs
    • Final Expense FAQs
    • Dental Plans FAQs
  • Contact Us
    • Get Pre-Qualified Today
    • Refer A Friend
  • 407.847.7000
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Home » Archives for Sebastian Aroca

Medicare Advantage Enrollment Growth – 1099-2020 Period

November 30, 2022

All Medicare-eligible people in Florida

All Medicare-eligible people in Florida have access to a $0-premium Medicare Advantage plan. This graph represents the total Medicare Advantage enrollments (in millions) during the 1099-2020 period. Medicare Advantage Private plans that contract with the federal government to provide Medicare benefits. Please keep in mind that different areas have different Medicare Advantage Plans. A particular… [Read More]

ACA 2023 FPL Levels Shared by Insurance Pro

November 30, 2022

The Affordable Care Act (ACA)

For the 2023 tax year, the ACA affordability threshold will decrease to 9.12%. The Affordable Care Act (ACA) benchmark for determining the affordability of employer-sponsored health coverage will significantly decrease to 9.12% of an employee’s household income for the 2023 plan year — down from the 2022 plan-year level of 9.61%, according to IRS Rev…. [Read More]

When Is ACA’s Open Enrollment for 2023?

September 21, 2022

SEP for ACA 2023

Need health insurance? Open enrollment for 2023 ACA-compliant health coverage runs from November 1, 2022 to January 15, 2023 in most states You can get health coverage for the rest of 2022 if you qualify for: A Special Enrollment Period due to a recent life event, like losing other coverage, moving, getting married, or having… [Read More]

Can I Skip Buying Life Insurance Once My Children Are Self-Supporting?

June 13, 2022

life insurance for children

Typically, you can buy life insurance for a child who is age 17 or younger. But what happens when you child or children turn 18 years of age? And what happens when they are self-supporting no longer dependent on their parents? People with children are strongly recommended to have life insurance so that the needs… [Read More]

How Life Insurance Can Help You Build Wealth for Your Family

April 12, 2022

Learn why building multi-generational is so important The benefits of using life insurance as a tool to create multi-generational wealth—while ensuring your loved ones can move forward financially after your passing—can be priceless. Here are some of the most common methods: The proceeds from your life insurance are typically tax-free. Your policy can ensure your… [Read More]

How to Start a Conversation About Life Insurance with Your Family?

January 14, 2022

family life insurance

Getting life insurance for your family is an expression of love that goes beyond words Life insurance conversations are often difficult to start but very necessary to have within the family. Whether you need to talk to a parent or spouse, it’s important to find the time and space to have a candid conversation about… [Read More]

What Percentage Of American Adults Have Life Insurance?

December 10, 2021

Number of life insurance policy purchases in the United States

In 2021, 52 percent of Americans owned life insurance According to sources, in 2018, approximately 27.8 million life insurance policies were purchased in the United States. The average American has $178,150 in life cover. The most common age group for people to buy insurance is between 35 and 45. Recent LIMRA research shows that 36%… [Read More]

Obamacare Enrollment Assistance for 2022

November 30, 2021

Obamacare Enrollment

Did you already apply for 2022 coverage? Starting in 2022, enrollment throughout the year will be allowed for people with income up to 150% of the federal poverty level (or FPL, which is $19,320 per year for a single person in 2022, $32,940 for family of 3). Open Enrollment for 2022 runs from Monday, November… [Read More]

ACA 2022 FPL Levels Shared by Insurance Pro

ACA 2022 FPL Levels Shared by Insurance Pro

For the 2022 tax year, the ACA affordability threshold will decrease to 9.61%. According to IRS Revenue Procedure 2021-36 all health plans offered by employers beginning January 1, 2022, will need to be no more than 9.61% of an employee’s household income for employer-sponsored self-only coverage to be ACA affordable. What FPL Stand For? Federal… [Read More]

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This is by far the best insurance agency in town. Extremely knowledgeable staff, ready to help all customers with their insurance needs.

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Kissimmee

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Excellent service and professionalism! Always working hand in hand to the people who need it most!

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Kissimmee

Experts in the field and best of all very honest, excellent.

Simon C.
Orlando

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Insurance Pro combines more than 12 years of experience in Florida’s insurance industry. Recognized as one of the fastest growing agencies in the Hispanic market due to the volume of agents and satisfied clients, being considered as "Top Producers 2020" by Ambetter Health, Oscar Health, Bright Health and Foresters Financial. We also offer Final Expense, Mortgage Protection, Accidental policies, and Home and Auto insurance.

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