Can I buy dental insurance on my own? If you don’t have dental coverage through your employer, you can buy a dental plan on your own also through a private insurance or the ACA/Obamacare. Share Frequently Asked Questions - Dental Plans FAQsAre my children covered for dental insurance with ACA or Obamacare?Does ACA or Obamacare include dental insurance?Does Medicare include dental insurance?What Does Dental Insurance include?