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  • Products
    • Medicare
    • Obamare – Affordable Care Act (ACA)
      • Special Enrollment Periods (SEP) for ACA
      • Obamacare Application Checklist
    • Life Insurance
      • Term Life Insurance
      • Whole Life Insurance
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    • Dental Insurance
  • About Us
    • Our Insurance Agency
    • Locations We Serve
    • Frequently Asked Questions
  • IPro Desk
  • Careers
    • Insurance Pro Provides Ongoing Training to its Insurance Agents
    • 5 Tips for New Life Insurance Agents
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  • Resources
    • Infographics
    • Life Insurance Calculator
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  • 407.847.7000
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Home » Final Expense FAQs » Is There a Waiting Period in Final Expense Insurance Policies?

Is There a Waiting Period in Final Expense Insurance Policies?

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In most cases, final expense insurance policies can immediately provide full death benefits, starting from your first day of coverage. All one needs to do is have the application approved and pay the first premium to secure coverage, and your paperwork should display the policy effective date. However, if your policy has a graded benefit, you’ll only have access to partial benefits at the start of the policy effective date. Full access to benefits will be available after a set period of time.

Typically the policyholder may have to wait two years before the whole benefit level is approved,” said Juan Carlos “JC” Doitteau, President at Insurance Pro.

Frequently Asked Questions - Final Expense FAQs

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How Much Coverage Should I Buy?
  • What Does a Final Expense Insurance Mitigate?

  • Why Do I Need a Final Expense Insurance?

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Testimonials

The agents are very nice and knowledgeable. They always treat you like family, and try to find the best products for each client.

Jamillah J.
Orlando

juan m

This is by far the best insurance agency in town. Extremely knowledgeable staff, ready to help all customers with their insurance needs.

Juan M.
Kissimmee

jose m

Excellent service and professionalism! Always working hand in hand to the people who need it most!

Jose M.
Kissimmee

Experts in the field and best of all very honest, excellent.

Simon C.
Orlando

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Insurance Pro combines more than 12 years of experience in Florida’s insurance industry. Recognized as one of the fastest growing agencies in the Hispanic market due to the volume of agents and satisfied clients, being considered as "Top Producers 2020" by Ambetter Health, Oscar Health, Bright Health and Foresters Financial. We also offer Final Expense, Mortgage Protection, Accidental policies, and Home and Auto insurance.

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