Life Insurance FAQs

The need to have a life insurance doesn’t actually end when your children grow up, as many may suggest. Keeping life insurance (either term insurance or whole life policy) is a good idea. Read more.

Living in the current Covid 19 environment, life insurance for diabetics is still obtainable. Nevertheless, your premiums will vary depending on several factors, including your life insurance company, your age, your diabetes type, severity, and treatment, just to mention a few. The more risk you present in any of these categories, the more you’ll pay… [Read More]

The type of diabetes will not only affect your chances of approval but also the premium, if you get approved. Type 2 diabetics often get better rates, but if you have type 1 diabetes and can prove it’s being well-managed by a consistent treatment plan, your premiums may be lower than someone with type 2… [Read More]

Pre-existing conditions don’t have to hold you back. You can buy life insurance with a diabetes diagnosis, though you will most likely end up paying more for a policy than someone without diabetes, ceteris paribus.

Due to the ever-changing nature of the coronavirus pandemic, some insurers are modifying processes and imposing coverage restrictions on certain health conditions or age groups. Your Insurance Pro agent will be able to further discuss your options and find out how to get the most affordable policy with the best coverage.

It’s a contract where an insurance company agrees to pay an amount after the death of an insured party. Policies provide to insured people the guarantee that their loved ones will get peace of mind and financial protection after their death. A life insurance policy can also be used to cover final expenses like funeral… [Read More]

Life insurance has two different categories: whole life and term life. Whole life policy is a type of permanent life insurance. Term life insurance, covers a person for a set term. For example, you may purchase a 10-year or 20-year policy, depending on your age and how long you will need the coverage.

The term life insurance provides death benefit protection.

A life insurance policy can give you peace of mind. Please consider your age, your dependents, your medical history, and the type of policy.

Getting life insurance is easy — you can get quotes from many different insurance companies with just a few information, like your age and basic medical history.