Obamacare and Medicare 2027: Open Enrollment Dates, Deadlines, and Coverage Options

Dates and Deadlines for 2026–2027 Health Coverage (ACA/Obamacare) Get ready for Obamacare Open Enrollment for 2027! The Open Enrollment Period for health insurance through the Affordable Care Act (ACA) Marketplace begins November 1, 2026, and ends January 15, 2027, in Florida and other states using HealthCare.gov. We recommend enrolling, renewing, or making changes to your… [Read More]

Top 10 Life Insurance Myths in Florida

Learn the truth about life insurance myths in Florida, including cost, health, employer coverage, family needs, and policy choices for Florida households.

🏡 Mortgage Protection Insurance: Why Every Homeowner Needs It

Protect Your Family, Your Income, and Your Home with Insurance Pro Buying a home is one of the biggest financial commitments you’ll ever make—and protecting that investment is just as important. Our Mortgage protection insurance in Florida ensures your family can stay in their home even if the unexpected happens to you. What Is Mortgage… [Read More]

💰 What Is an Annuity? Your Guide to Lifetime Income Solutions

Secure Your Retirement with the Right Annuity Plan from Insurance Pro Planning for retirement can be overwhelming—but it doesn’t have to be. At Insurance Pro, we specialize in annuities that can provide guaranteed income and financial peace of mind during your retirement years. What Is an Annuity? An annuity is a financial product offered by… [Read More]

What Features Does A Mortgage Protection Policy Have?

Mortgage Protection Insurance Explained Mortgage protection policies are designed to provide a specific benefit to pay off the remaining mortgage balance in the event of an eligible event such as death, disability, involuntary job loss, or critical illness. Explore all the features of mortgage protection coverage in Florida and find out how to keep your home… [Read More]

If Your Health Plan Doesn’t Include Vision, You Can Purchase A Stand-Alone Vision Plan

Vision care coverage is not mandated for adults by the ACA. If a health plan includes dental, the premium covers both health and dental coverage. Having said that, in most states, stand-alone vision plans are not offered through the exchanges, and even if they are, you can’t use your premium subsidy to offset their cost…. [Read More]

Is a Medicare Advantage Plan Right for You?

Medicare Advantage Plans work like traditional HMOs and PPOs. You may already be familiar with these types of plans (HMOs and PPOs). Medicare Advantage, also known as Medicare Part C, makes it possible for people with Medicare Part A (hospital insurance) and Part B (medical insurance) to receive their Medicare benefits in an alternative way…. [Read More]

ACA Special Enrollment Period: What’s New in 2025?

Acknowledging that the COVID-19 public health emergency (PHE) continues to constitute exceptional circumstances, the Biden administration has recently announced that the Affordable Care Act (ACA) Special Enrollment Period (SEP) for the federal healthcare exchange has been extended through August 15.

Special Enrollment Periods (SEP) for ACA

Still need 2025 coverage? Since the Open Enrollment Period for this year is over, you can only enroll in or change an ACA health plan if you qualify for a Special Enrollment Period. A Special Enrollment Period (SEP) is a time outside the yearly Open Enrollment Period when you can sign up for health insurance…. [Read More]