The cost of life insurance premiums in Florida, as in other states, is influenced by several factors. Insurance companies use these factors to assess the level of risk associated with insuring an individual and determining the appropriate premium amount. Some of the main factors that affect the cost of life insurance premiums in Florida include:… [Read More]
Can I Have Multiple Life Insurance Policies In Florida?
Yes, you can have multiple life insurance policies in Florida, just as you can in most other states. There is no law or regulation that restricts individuals from owning more than one life insurance policy in Florida or any other state. In fact, having multiple life insurance policies can be a strategic financial decision for… [Read More]
Are Dental Plans Included In An Obamacare Policy In Florida?
Dental plans are not typically included in an Obamacare (Affordable Care Act) policy in Florida. While the ACA mandates that health insurance plans must include coverage for essential health benefits, dental coverage for adults is not considered an essential health benefit. However, dental coverage for children is considered an essential health benefit under the ACA…. [Read More]
Top Ten Life Insurance Questions Our Florida Insurance Agency Is Asked
Helping individuals and families find the right life insurance policy for them The top ten life insurance questions an insurance agency is asked in Florida may vary depending on the individual’s circumstances and needs, which are listed on this “Life insurance policies in Florida” blog. However, here are ten common life insurance questions that insurance… [Read More]
Life Insurance Policies in Florida
Each person’s situation is unique, and the right policy depends on individual circumstances Life insurance policies in Florida, and everywhere else, can vary depending on the individual’s circumstances and needs for several reasons: Coverage Amount: The amount of coverage that a person needs can vary depending on their financial obligations, such as mortgage, debts, and… [Read More]
What Features Does A Mortgage Protection Policy Have?
Mortgage Protection Insurance Explained Mortgage protection policies are designed to provide a specific benefit to pay off the remaining mortgage balance in the event of an eligible event such as death, disability, involuntary job loss, or critical illness. Some additional features that may be included in a mortgage protection policy include: Waiver of premium: A… [Read More]
What to Expect During your ACA Renewal Appointment
Please be ready to answer the following ACA specific questions during your appointment. Are you satisfied with your current health plan or are you interested in reviewing new options? What will your estimated income be the year 2023 for you and everyone failing taxes together? Have you had any changes to your demographic information? I… [Read More]
Processing Your Florida Application For ACCESS Florida Benefits
Processing begins with the date we receive your signed application for your ACCESS Florida benefits. It may take 7 to 30 days to process your food assistance application. Expedited households may get food assistance benefits within seven days. Your answers on the application will decide if your household meets expedited food assistance criteria. Expedited households… [Read More]
The Inflation Reduction Act Intends to Lower ACA Health Care Premiums for Millions of Americans
Seniors can save thousands per year in medication costs and reduce prices throughout the health system. The Inflation Reduction Act of 2022 will improve Americans’ health while making both health insurance and prescription drugs more affordable for millions of Americans. The Biden-Harris Administration has made it a priority to make sure more Americans have access… [Read More]
