On this blog we cover not only matters relevant to our insurance products but we also emphasize the importance of life coverage, financial security, and future planning for our families.
Still need 2025 coverage? Since the Open Enrollment Period for this year is over, you can only enroll in or change an ACA health plan if you qualify for a Special Enrollment Period. A Special Enrollment Period (SEP) is a time outside the yearly Open Enrollment Period when you can sign up for health insurance…. [Read More]
Your Opportunity to Update Health Coverage and Retain ACA Subsidies for 2025 November 22, 2024 – Orlando, FL – Insurance Pro would like to remind our clients that the Affordable Care Act (ACA) Open Enrollment Period has officially begun as of November 1, 2024. This crucial period offers an opportunity for individuals to renew their… [Read More]
Did you already apply for 2025 coverage? Since 2022, enrollment throughout the year is allowed for people with income up to 150% of the federal poverty level (FPL), that means they have the option to enroll in health insurance under the Affordable Care Act (ACA) year-round, provided they live in states that adopted this flexibility… [Read More]
Dental coverage is available 2 ways You can get dental coverage 2 ways: as part of a health plan, or by itself through a separate, stand-alone dental plan. If a health plan includes dental, the premium covers both health and dental coverage. Just as it’s with a standalone vision plan, if you choose a separate… [Read More]
The cost of life insurance premiums in Florida, as in other states, is influenced by several factors. Insurance companies use these factors to assess the level of risk associated with insuring an individual and determining the appropriate premium amount. Some of the main factors that affect the cost of life insurance premiums in Florida include:… [Read More]
Yes, you can have multiple life insurance policies in Florida, just as you can in most other states. There is no law or regulation that restricts individuals from owning more than one life insurance policy in Florida or any other state. In fact, having multiple life insurance policies can be a strategic financial decision for… [Read More]
Dental plans are not typically included in an Obamacare (Affordable Care Act) policy in Florida. While the ACA mandates that health insurance plans must include coverage for essential health benefits, dental coverage for adults is not considered an essential health benefit. However, dental coverage for children is considered an essential health benefit under the ACA…. [Read More]
Helping individuals and families find the right life insurance policy for them The top ten life insurance questions an insurance agency is asked in Florida may vary depending on the individual’s circumstances and needs, which are listed on this “Life insurance policies in Florida” blog. However, here are ten common life insurance questions that insurance… [Read More]
Each person’s situation is unique, and the right policy depends on individual circumstances Life insurance policies in Florida, and everywhere else, can vary depending on the individual’s circumstances and needs for several reasons: In summary, life insurance policies in Florida can vary depending on the individual’s circumstances and needs because several factors affect the cost,… [Read More]
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