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insurance-pro-logo
  • Salud y Vida
  • Products
    • Medicare
      • What Are the Parts of Medicare?
      • Is a Medicare Advantage Plan Right for You?
      • Medicare Advantage Enrollment Growth
      • How to Get Medicare and Medicaid in Florida?
    • Obamare – Affordable Care Act (ACA)
      • Special Enrollment Periods (SEP) for ACA
      • Obamacare Application Checklist
    • Life Insurance
      • Term Life Insurance
      • Whole Life Insurance
    • Annuities
    • Final Expense
    • Health Insurance
    • Dental Insurance
  • About Us
    • Our Team
      • Juan Carlos Doitteau
      • Adlyn Milena Lugo-Doitteau
      • Jamillah Jenkins
      • Christian Vicenty Doitteau, MBA
      • Andria Cabrera
      • Nelly Torres
      • Vanessa Scott
      • Luz “Angela” Cespedes
    • Our Insurance Agency
    • Locations We Serve
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  • Agents
    • Careers
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    • 5 Tips for New Life Insurance Agents
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The “IPro Corner” Blog

The “IPro Corner” Blog

Everything Insurance and Life Decisions that Matter!

On this blog we cover not only matters relevant to our insurance products but we also emphasize the importance of life coverage, financial security, and future planning for our families.

Dental coverage in Obamacare

Dental coverage in Obamacare

November 12, 2024

Dental coverage is available 2 ways You can get dental coverage 2 ways: as part of a health plan, or by itself through a separate, stand-alone dental plan. If a health plan includes dental, the premium covers both health and dental coverage. Just as it’s with a standalone vision plan, if you choose a separate… [Read More]

What Factors Affect The Cost Of Life Insurance Premiums In Florida?

What Factors Affect The Cost Of Life Insurance Premiums In Florida?

July 26, 2023

The cost of life insurance premiums in Florida, as in other states, is influenced by several factors. Insurance companies use these factors to assess the level of risk associated with insuring an individual and determining the appropriate premium amount. Some of the main factors that affect the cost of life insurance premiums in Florida include:… [Read More]

Can I Have Multiple Life Insurance Policies In Florida?

Can I Have Multiple Life Insurance Policies In Florida?

July 25, 2023

Yes, you can have multiple life insurance policies in Florida, just as you can in most other states. There is no law or regulation that restricts individuals from owning more than one life insurance policy in Florida or any other state. In fact, having multiple life insurance policies can be a strategic financial decision for… [Read More]

Are Dental Plans Included In An Obamacare Policy In Florida?

Are Dental Plans Included In An Obamacare Policy In Florida?

April 18, 2023

Dental plans are not typically included in an Obamacare (Affordable Care Act) policy in Florida. While the ACA mandates that health insurance plans must include coverage for essential health benefits, dental coverage for adults is not considered an essential health benefit. However, dental coverage for children is considered an essential health benefit under the ACA…. [Read More]

Top Ten Life Insurance Questions Our Florida Insurance Agency Is Asked

Top Ten Life Insurance Questions Our Florida Insurance Agency Is Asked

April 12, 2023

Helping individuals and families find the right life insurance policy for them The top ten life insurance questions an insurance agency is asked in Florida may vary depending on the individual’s circumstances and needs, which are listed on this “Life insurance policies in Florida” blog. However, here are ten common life insurance questions that insurance… [Read More]

Life Insurance Policies in Florida

Life Insurance Policies in Florida

April 10, 2023

Each person’s situation is unique, and the right policy depends on individual circumstances Life insurance policies in Florida, and everywhere else, can vary depending on the individual’s circumstances and needs for several reasons: In summary, life insurance policies in Florida can vary depending on the individual’s circumstances and needs because several factors affect the cost,… [Read More]

Medicare Advantage Enrollment Growth

Medicare Advantage Enrollment Growth – 1099-2020 Period

November 30, 2022

All Medicare-eligible people in Florida have access to a $0-premium Medicare Advantage plan. This graph represents the total Medicare Advantage enrollments (in millions) during the 1099-2020 period. Medicare Advantage Private plans that contract with the federal government to provide Medicare benefits. Please keep in mind that different areas have different Medicare Advantage Plans. A particular… [Read More]

ACA 2023 FPL Levels Shared by Insurance Pro

ACA 2023 FPL Levels Shared by Insurance Pro

November 30, 2022

For the 2023 tax year, the ACA affordability threshold will decrease to 9.12%. The Affordable Care Act (ACA) benchmark for determining the affordability of employer-sponsored health coverage will significantly decrease to 9.12% of an employee’s household income for the 2023 plan year — down from the 2022 plan-year level of 9.61%, according to IRS Rev…. [Read More]

Important Deadlines for Health Insurance, ACA/Obamacare, Medicare

Important Deadlines for Health Insurance, ACA/Obamacare, Medicare

October 24, 2022

Dates and deadlines for 2023 health coverage Open Enrollment for 2023 runs November 1, 2022–January 15, 2023. Enroll by December 15, 2022 for coverage that starts January 1, 2023. Plans sold during Open Enrollment begin January 1, 2023, if you paid your first premium. After January 15, 2023 you won’t be able to get 2023… [Read More]

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