The short answer is: Life Insurance is for everyone, also for single people. There are some reasons why you might need life insurance if you’re single. For the death benefits – If you died, who would pay for your funeral? Even a simple ceremony could be costly. If you don’t have life insurance, someone else… [Read More]
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What Is the Accelerated Death Benefit (ADB)?
Life expectancy is the primary factor considered by insurance companies. We know that a life insurance policy allows you to financially secure you and your family’s future and well-being in case anything happens to you and you are not able to provide for your dependent family members. The life insurance policy has many benefits. Some… [Read More]
Is Life Insurance Only for “Rich People”?
The short answer is: Life Insurance is for everyone, poor, middle class or rich people A life insurance policy allows you to financially secure you and your family’s future and well-being in case anything happens to you and you are not able to provide for your dependent family members. “Individuals, whether rich or poor, should… [Read More]
Special Enrollment Periods (SEP) for ACA
Still need 2022 coverage? Since the Open Enrollment Period for this year is over, you can only enroll in or change an ACA health plan if you qualify for a Special Enrollment Period. A Special Enrollment Period (SEP) is a time outside the yearly Open Enrollment Period when you can sign up for health insurance…. [Read More]
What’s the Split-Dollar Life Insurance Benefit?
The split-dollar life insurance benefit seems easy to understand on the surface but it requires some digging into the legal and tax considerations A split dollar arrangement is a plan in which a life insurance policy‘s premium, cash values, and death benefit are split between two parties. As explained by Morgan, Jr., James (attorney), “an… [Read More]
How Life Insurance Can Help You Build Wealth for Your Family
Learn why building multi-generational is so important The benefits of using life insurance as a tool to create multi-generational wealth—while ensuring your loved ones can move forward financially after your passing—can be priceless. Here are some of the most common methods: The proceeds from your life insurance are typically tax-free. Your policy can ensure your… [Read More]
7 Life Insurance Myths
Top Life Insurance Myths (Based on FAQs on Life Insurance) The decision for families to buy life insurance is often met with hesitation and confusion, or even denial for it’s not an easy subject to think about what would happen if you were to pass away. When it comes to protecting your loved ones with… [Read More]
Insurance Pro received the “Agency of the Year” Award from HPM
Grateful to the great team at Insurance Pro for this award! Jennifer Lebron Jamillah Jenkins Nelly Torres Adlyn Milena Lugo And all the agents who represent Medicare, Individual Insurance and Life Insurance products. This award is the fruit of many years of sacrifice and dedication! Thank you team, blessed! Juan Carlos “JC” Doitteau President jc@insuranceprofl.com… [Read More]
Life Insurance. A Gift that Keeps Giving!
When we think about Valentine’s Day presents for our loved ones, we may think about chocolates, flowers, and romantic dinners. We probably don’t think about it, it’s Life Insurance, however there are several reasons why a life insurance policy can be one of the most important gifts that you can give to your loved ones… [Read More]
