Dental plans are not typically included in an Obamacare (Affordable Care Act) policy in Florida. While the ACA mandates that health insurance plans must include coverage for essential health benefits, dental coverage for adults is not considered an essential health benefit. However, dental coverage for children is considered an essential health benefit under the ACA…. [Read More]
Health Insurance
ACA 2023 FPL Levels Shared by Insurance Pro
For the 2023 tax year, the ACA affordability threshold will decrease to 9.12%. The Affordable Care Act (ACA) benchmark for determining the affordability of employer-sponsored health coverage will significantly decrease to 9.12% of an employee’s household income for the 2023 plan year — down from the 2022 plan-year level of 9.61%, according to IRS Rev…. [Read More]
Important Deadlines for Health Insurance, ACA/Obamacare, Medicare
Dates and deadlines for 2023 health coverage Open Enrollment for 2023 runs November 1, 2022–January 15, 2023. Enroll by December 15, 2022 for coverage that starts January 1, 2023. Plans sold during Open Enrollment begin January 1, 2023, if you paid your first premium. After January 15, 2023 you won’t be able to get 2023… [Read More]
What to Expect During your ACA Renewal Appointment
Please be ready to answer the following ACA specific questions during your appointment. Are you satisfied with your current health plan or are you interested in reviewing new options? What will your estimated income be the year 2023 for you and everyone failing taxes together? Have you had any changes to your demographic information? I… [Read More]
When Is ACA’s Open Enrollment for 2023?
Need health insurance? Open enrollment for 2023 ACA-compliant health coverage runs from November 1, 2022 to January 15, 2023 in most states You can get health coverage for the rest of 2022 if you qualify for: A Special Enrollment Period due to a recent life event, like losing other coverage, moving, getting married, or having… [Read More]
Processing Your Florida Application For ACCESS Florida Benefits
Processing begins with the date we receive your signed application for your ACCESS Florida benefits. It may take 7 to 30 days to process your food assistance application. Expedited households may get food assistance benefits within seven days. Your answers on the application will decide if your household meets expedited food assistance criteria. Expedited households… [Read More]
The Inflation Reduction Act Intends to Lower ACA Health Care Premiums for Millions of Americans
Seniors can save thousands per year in medication costs and reduce prices throughout the health system. The Inflation Reduction Act of 2022 will improve Americans’ health while making both health insurance and prescription drugs more affordable for millions of Americans. The Biden-Harris Administration has made it a priority to make sure more Americans have access… [Read More]
Special Enrollment Periods (SEP) for ACA
Still need 2022 coverage? Since the Open Enrollment Period for this year is over, you can only enroll in or change an ACA health plan if you qualify for a Special Enrollment Period. A Special Enrollment Period (SEP) is a time outside the yearly Open Enrollment Period when you can sign up for health insurance…. [Read More]
Insurance Pro received the “Agency of the Year” Award from HPM
Grateful to the great team at Insurance Pro for this award! Jennifer Lebron Jamillah Jenkins Nelly Torres Adlyn Milena Lugo And all the agents who represent Medicare, Individual Insurance and Life Insurance products. This award is the fruit of many years of sacrifice and dedication! Thank you team, blessed! Juan Carlos “JC” Doitteau President jc@insuranceprofl.com… [Read More]
