What is the minimum income that I need to have to qualify for Obamacare? A family of four qualifies for federal help if their projected household income is at least $26,200. Share Frequently Asked Questions - ACA - Obamacare FAQsCan I get financial assistance during a Special Enrollment Period?How do I apply for coverage during a Special Enrollment Period?How Does Obamacare Work?How long do I have to enroll after a qualifying life event?How much is Obamacare per month?Is Obamacare available to everyone?Is Obamacare free?