ACA - Obamacare FAQs

You can apply through the Health Insurance Marketplace, directly with an insurance carrier, or with the help of an experienced agent like Insurance Pro. Call us at 407-847-7000, and we’ll guide you through the process to find the best plan for your needs.

Yes, you can still qualify for financial assistance, such as premium tax credits or cost-sharing reductions, if you meet the income requirements. These subsidies help make health insurance more affordable during an SEP.

You generally have 60 days from the date of the qualifying life event to enroll in a new health plan or make changes to your existing one during an SEP. If you miss this window, you may have to wait until the next Open Enrollment Period.

You may qualify for an SEP if you experience life events such as: Losing existing health coverage Moving to a new area with different coverage options Changes in household, like marriage, divorce, or having a child Changes in income that affect your eligibility for subsidies Gaining lawful U.S. residency

A Special Enrollment Period (SEP) is a time outside of the annual Open Enrollment Period when you can sign up for health insurance under the Affordable Care Act (ACA). SEPs are triggered by certain qualifying life events, such as losing coverage, getting married, or having a baby.

Also known as “Obamacare”, was developed to help people to access health insurance through the marketplace where Americans can acquire federally regulated and subsidized health insurance during open enrollment. In order to qualify, you must sign up during Open Enrollment but could still be eligible if you had a qualifying life event such as changing… [Read More]

The Affordable Care Act, which is also referred to as ACA or Obamacare, was signed into law by President Barack Obama in 2010. The act was a major overhaul of the U.S. healthcare system, reducing the amount of uncompensated care the average family pays for.

ACA subsidies have been created to help the lower and also the middle class which lives between 100% and 400% of the federal poverty level (FPL). Last year, for example, a family of four with an income between $26,200 and $104,800 a year was eligible for it.

To make healthcare more affordable to everyone.

A family of four qualifies for federal help if their projected household income is at least $26,200.