Frequently Asked Questions

Pre-existing conditions don’t have to hold you back. You can buy life insurance with a diabetes diagnosis, though you will most likely end up paying more for a policy than someone without diabetes, ceteris paribus.

Due to the ever-changing nature of the coronavirus pandemic, some insurers are modifying processes and imposing coverage restrictions on certain health conditions or age groups. Your Insurance Pro agent will be able to further discuss your options and find out how to get the most affordable policy with the best coverage.

To make healthcare more affordable to everyone.

The best plan is the one that meets your needs, that your doctor is in the network or in the provider network and that covers your medications.

According to medicare.gov If you’re retired and have Medicare and group health plan (retiree) coverage from a former employer, generally Medicare pays first for your health care bills, and your group health plan coverage pays second.

Medicare Advantage Plan, offers many benefits to original Medicare, including long-term savings.

Medicare Part A covers hospital care. Medicare Part B pays for doctors’ services.

You are eligible for Medicare when you turn 65. Some people get Medicare automatically, and some have to sign up. You may have to sign up if you’re 65 (or almost 65) and not getting Social Security.

A family of four qualifies for federal help if their projected household income is at least $26,200.

ACA subsidies have been created to help the lower and also the middle class which lives between 100% and 400% of the federal poverty level (FPL). Last year, for example, a family of four with an income between $26,200 and $104,800 a year was eligible for it.