Frequently Asked Questions

Medicare Advantage Plan, offers the same coverage as Part A and Part B and may include a Prescription Drug plan.

Medicare Part A covers hospital care. Medicare Part B pays for doctors’ services.

To qualify for ACA / Obamacare health coverage in Florida, your household income must fall between 100% and 400% of the Federal Poverty Level (FPL). For 2024, that means a single person must earn at least $14,580, a family of two at least $19,720, and a family of four at least $30,000 to be eligible for… [Read More]

To make healthcare more affordable to everyone.

ACA subsidies have been created to help the lower and also the middle class which lives between 100% and 400% of the federal poverty level (FPL). Last year, for example, a family of four with an income between $26,200 and $104,800 a year was eligible for it.

The Affordable Care Act, which is also referred to as ACA or Obamacare, was signed into law by President Barack Obama in 2010. The act was a major overhaul of the U.S. healthcare system, reducing the amount of uncompensated care the average family pays for.

Also known as “Obamacare”, was developed to help people to access health insurance through the marketplace where Americans can acquire federally regulated and subsidized health insurance during open enrollment. In order to qualify, you must sign up during Open Enrollment but could still be eligible if you had a qualifying life event such as changing… [Read More]

It’s a contract where an insurance company agrees to pay an amount after the death of an insured party. Policies provide to insured people the guarantee that their loved ones will get peace of mind and financial protection after their death. A life insurance policy can also be used to cover final expenses like funeral… [Read More]

The term life insurance provides death benefit protection.

Life insurance has two different categories: whole life and term life. Whole life policy is a type of permanent life insurance. Term life insurance, covers a person for a set term. For example, you may purchase a 10-year or 20-year policy, depending on your age and how long you will need the coverage.