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  • Salud y Vida
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    • Medicare
      • What Are the Parts of Medicare?
      • Is a Medicare Advantage Plan Right for You?
      • Medicare Advantage Enrollment Growth
      • How to Get Medicare and Medicaid in Florida?
    • Obamare – Affordable Care Act (ACA)
      • Special Enrollment Periods (SEP) for ACA
      • Obamacare Application Checklist
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      • Term Life Insurance
      • Whole Life Insurance
    • Annuities
    • Final Expense
    • Health Insurance
    • Dental Insurance
  • About Us
    • Our Team
      • Juan Carlos Doitteau
      • Adlyn Milena Lugo-Doitteau
      • Jamillah Jenkins
      • Christian Vicenty Doitteau, MBA
      • Andria Cabrera
      • Nelly Torres
      • Vanessa Scott
      • Luz “Angela” Cespedes
    • Our Insurance Agency
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    • ACCESS Florida Certified Community Partner
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    • 5 Tips for New Life Insurance Agents
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Obamacare – Affordable Care Act (ACA)

Obamacare – Affordable Care Act (ACA)

Individual Health Insurance

Obamacare or the “Affordable Health Insurance Act” is designed to help individuals and families pay their monthly, private health insurance premium through a subsidy provided by the government. Insurance Pro’s expert agents will help you to receive the highest subsidy to guarantee the best price and benefits on the market.

ACA Special Enrollment Period Extended Through August 15

The comprehensive health care reform law enacted in March 2010 (sometimes known as ACA, PPACA, or “Obamacare”).

The ACA law has 3 primary goals:

  • Make affordable health insurance available to more people. The law provides consumers with subsidies (“premium tax credits”) that lower costs for households with incomes between 100% and 400% of the federal poverty level (FPL). Note: If your income is above 400% FPL, you may still qualify for the premium tax credit in 2021.
  • Expand the Medicaid program to cover all adults with income below 138% of the FPL. (Not all states have expanded their Medicaid programs.)
  • Support innovative medical care delivery methods designed to lower the costs of health care generally.

Additional Rights and Benefits:

  • Breastfeeding equipment and support
  • Birth control methods and counseling
  • Mental health and substance abuse services
  • The right to appeal a health plan decision
  • The right to choose an individual plan rather than the one your employer offers you

Read also: Frequently Asked Questions on Obamacare.

Some of the insurance companies that we work with for Obamacare / ACA plans are: Oscar, Ambeter, Florida Blue, United Healthcare, to mention a few.

 
oscar

ambetter

Unitedhealtcare

molina-healtcare

cigna

aetna

avmed

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Insurance Pro provides services for every resident living in the state of Florida, including Orlando, Kissimmee, Poinciana, Celebration, Saint Cloud, among others.