Are Dental Plans Included In An Obamacare Policy In Florida?

Dental plans are not typically included in an Obamacare (Affordable Care Act) policy in Florida. While the ACA mandates that health insurance plans must include coverage for essential health benefits, dental coverage for adults is not considered an essential health benefit. However, dental coverage for children is considered an essential health benefit under the ACA…. [Read More]

Life Insurance Policies in Florida

Each person’s situation is unique, and the right policy depends on individual circumstances Life insurance policies in Florida, and everywhere else, can vary depending on the individual’s circumstances and needs for several reasons: In summary, life insurance policies in Florida can vary depending on the individual’s circumstances and needs because several factors affect the cost,… [Read More]

What Features Does A Mortgage Protection Policy Have?

Mortgage Protection Insurance Explained Mortgage protection policies are designed to provide a specific benefit to pay off the remaining mortgage balance in the event of an eligible event such as death, disability, involuntary job loss, or critical illness. Some additional features that may be included in a mortgage protection policy include: Call Insurance Pro at… [Read More]

Medicare Advantage Enrollment Growth – 1099-2020 Period

All Medicare-eligible people in Florida have access to a $0-premium Medicare Advantage plan. This graph represents the total Medicare Advantage enrollments (in millions) during the 1099-2020 period. Medicare Advantage Private plans that contract with the federal government to provide Medicare benefits. Please keep in mind that different areas have different Medicare Advantage Plans. A particular… [Read More]

ACA 2023 FPL Levels Shared by Insurance Pro

For the 2023 tax year, the ACA affordability threshold will decrease to 9.12%. The Affordable Care Act (ACA) benchmark for determining the affordability of employer-sponsored health coverage will significantly decrease to 9.12% of an employee’s household income for the 2023 plan year — down from the 2022 plan-year level of 9.61%, according to IRS Rev…. [Read More]

What to Expect During your ACA Renewal Appointment

Please be ready to answer the following ACA specific questions during your appointment. I look forward to speaking with you soon regarding your ACA renewal appointment. If you have any questions or concerns, please feel free to reach out to me through email or phone by calling us at 407.847.7000. Disclaimer: These are questions related… [Read More]

When Is ACA’s Open Enrollment for 2023?

Need health insurance? Open enrollment for 2023 ACA-compliant health coverage runs from November 1, 2022 to January 15, 2023 in most states You can get health coverage for the rest of 2022 if you qualify for: The chart below shows the 2023 OEP dates for the states that use the federal ACA exchange. Coverage begins… [Read More]

Processing Your Florida Application For ACCESS Florida Benefits

Processing begins with the date we receive your signed application for your ACCESS Florida benefits. It may take 7 to 30 days to process your food assistance application. Expedited households may get food assistance benefits within seven days. Your answers on the application will decide if your household meets expedited food assistance criteria. Expedited households… [Read More]