In 2021, 52 percent of Americans owned life insurance According to sources, in 2018, approximately 27.8 million life insurance policies were purchased in the United States. The average American has $178,150 in life cover. The most common age group for people to buy insurance is between 35 and 45. Recent LIMRA research shows that 36%… [Read More]
All Medicare-eligible people in Florida have access to a Medicare Advantage plan. This graph represents the total Medicare Advantage enrollments (in millions) during the 1099-2019 period. Medicare Advantage Private plans that contract with the federal government to provide Medicare coverage. Please keep in mind that different areas have different Medicare Advantage Plans. A particular plan… [Read More]
For the 2022 tax year, the ACA affordability threshold will decrease to 9.61%. According to IRS Revenue Procedure 2021-36 all health plans offered by employers beginning January 1, 2022, will need to be no more than 9.61% of an employee’s household income for employer-sponsored self-only coverage to be ACA affordable. What FPL Stand For? Federal… [Read More]
This decreased threshold translates into higher employer contributions towards their employees’ health coverage plans. Earlier this year the Biden administration passed the American Rescue Plan (ARP), which for now, and for the indefinite future, will drop the Affordable Care Act (ACA) affordability percentage for the 2022 tax year by 9.61%. What Is The ACA… [Read More]
Our human life span is longer than ever. Having said that, turning 65 should ignite serious conversations with your loved ones about Medicare, life insurance, even your end of life and funeral wishes (final expense).
Medicare and Medicaid are governmental programs that offer medical and health-related services to particular groups of people in the United States. Both the programs come under the management of the Centers for Medicare and Medicaid Services. Insurance Pro is an Access Center.
Ongoing Training to its Insurance Agents for Sales Training and CE Credits When you become an insurance agent with Insurance Pro you become part of our network of insurance professionals and training experts dedicated to help you get the training you need to increase your sales and earn mandatory CE credits in the process. Some… [Read More]
What sets you apart from another insurance agent? Whether you have recently joined Insurance Pro or are planning to join our team of successful agents soon, these tips can help you better navigate through the life insurance environment. Applying some of the concepts can also help you produce a better return on your efforts. Please leave your feedback in the comments section… [Read More]
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