Dental coverage is available 2 ways You can get dental coverage 2 ways: as part of a health plan, or by itself through a separate, stand-alone dental plan. Health plans that include dental coverage. Dental coverage is included in some health plans. You can see which plans include dental coverage when you compare them. Separate,… [Read More]
The “IPro Corner” Blog
Everything Insurance and Life Decisions that Matter!
On this blog we cover not only matters relevant to our insurance products but we also emphasize the importance of life coverage, financial security, and future planning for our families.
This decreased threshold translates into higher employer contributions towards their employees’ health coverage plans. Earlier this year the Biden administration passed the American Rescue Plan (ARP), which for now, and for the indefinite future, will drop the Affordable Care Act (ACA) affordability percentage for the 2022 tax year by 9.61%. What Is The ACA Affordability… [Read More]
September Is Life Insurance Awareness Month #HelpProtectOurFamilies If there is one thing we’ve learned through the pandemic, it’s that life is unpredictable and it’s important to prepare for the unexpected. Our hope at Insurance Pro is that this awareness will encourage more Americans to get the life insurance coverage they need to protect their loved… [Read More]
Our human life span is longer than ever. Having said that, turning 65 should ignite serious conversations with your loved ones about Medicare, life insurance, even your end of life and funeral wishes (final expense). Seven things to do when you turn 65 years young: Familiarize yourself with Medicare and learn also about ‘Medicare Advantage’… [Read More]
Two options when deciding how you want to receive your Medicare benefits. When you first enroll in Medicare and during certain times of the year, you can choose how you get your Medicare coverage. There are 2 main ways to get Medicare: Original Medicare or Medicare Advantage. Original Medicare: The traditional program offered directly through… [Read More]
Medicare Advantage Plans work like traditional HMOs and PPOs. You may already be familiar with these types of plans (HMOs and PPOs). Medicare Advantage, also known as Medicare Part C, makes it possible for people with Medicare Part A (hospital insurance) and Part B (medical insurance) to receive their Medicare benefits in an alternative way…. [Read More]
If you’re new to Medicare, please learn about your Medicare coverage options. There are 2 main ways to get your Medicare coverage—Original Medicare (Part A and Part B) and Medicare Advantage. See below to learn more. Part A (Hospital Insurance) Helps cover: Inpatient care in hospitals Skilled nursing facility care Hospice care Home health care… [Read More]
If you have Medicare and full Medicaid coverage, most of your health care costs are likely covered. Medicare and Medicaid are governmental programs that offer medical and health-related services to particular groups of people in the United States. Both the programs come under the management of the Centers for Medicare and Medicaid Services. Insurance Pro… [Read More]
Why People Buy Life Insurance? The top reasons for buying life insurance in Orlando, Florida are not different than those in the United States. According to a 2020 report from trade research organization LIMRA and the non-profit organization Life Happens, these are the most common reasons Americans said they bought life insurance: 84% Burial/final expenses… [Read More]