Dates and deadlines for 2023 health coverage Open Enrollment for 2023 runs November 1, 2022–January 15, 2023. Enroll by December 15, 2022 for coverage that starts January 1, 2023. Plans sold during Open Enrollment begin January 1, 2023, if you paid your first premium. After January 15, 2023 you won’t be able to get 2023… [Read More]
The split-dollar life insurance benefit seems easy to understand on the surface but it requires some digging into the legal and tax considerations A split dollar arrangement is a plan in which a life insurance policy‘s premium, cash values, and death benefit are split between two parties. As explained by Morgan, Jr., James (attorney), “an… [Read More]
Top Life Insurance Myths (Based on FAQs on Life Insurance) The decision for families to buy life insurance is often met with hesitation and confusion, or even denial for it’s not an easy subject to think about what would happen if you were to pass away. When it comes to protecting your loved ones with… [Read More]
Grateful to the great team at Insurance Pro for this award! Jennifer Lebron Jamillah Jenkins Nelly Torres Adlyn Milena Lugo And all the agents who represent Medicare, Individual Insurance and Life Insurance products. This award is the fruit of many years of sacrifice and dedication! Thank you team, blessed! Juan Carlos “JC” Doitteau President jc@insuranceprofl.com… [Read More]
When we think about Valentine’s Day presents for our loved ones, we may think about chocolates, flowers, and romantic dinners. We probably don’t think about it, it’s Life Insurance, however there are several reasons why a life insurance policy can be one of the most important gifts that you can give to your loved ones… [Read More]
September Is Life Insurance Awareness Month #HelpProtectOurFamilies If there is one thing we’ve learned through the pandemic, it’s that life is unpredictable and it’s important to prepare for the unexpected. Our hope at Insurance Pro is that this awareness will encourage more Americans to get the life insurance coverage they need to protect their loved… [Read More]
Two options when deciding how you want to receive your Medicare benefits. When you first enroll in Medicare and during certain times of the year, you can choose how you get your Medicare coverage. There are 2 main ways to get Medicare: Original Medicare or Medicare Advantage. Original Medicare: The traditional program offered directly through… [Read More]
Medicare Advantage Plans work like traditional HMOs and PPOs. You may already be familiar with these types of plans (HMOs and PPOs). Medicare Advantage, also known as Medicare Part C, makes it possible for people with Medicare Part A (hospital insurance) and Part B (medical insurance) to receive their Medicare benefits in an alternative way…. [Read More]
If you’re new to Medicare, please learn about your Medicare coverage options. There are 2 main ways to get your Medicare coverage—Original Medicare (Part A and Part B) and MedicareAdvantage. See below to learn more. Part A (Hospital Insurance) Helps cover: Part B (Medical Insurance) Helps cover: Part D (Drug coverage) Any Questions About Medicare… [Read More]
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