On this blog we cover not only matters relevant to our insurance products but we also emphasize the importance of life coverage, financial security, and future planning for our families.
A Property and Casualty Insurance Policy in Florida typically includes coverage for various types of damage and liabilities related to property and personal injury. There are several benefits of having a Property and Casualty Insurance Policy in Florida, which can provide you with peace of mind and financial protection in case of unforeseen events. Here… [Read More]
Helping individuals and families find the right life insurance policy for them The top ten life insurance questions an insurance agency is asked in Florida may vary depending on the individual’s circumstances and needs, which are listed on this “Life insurance policies in Florida” blog. However, here are ten common life insurance questions that insurance… [Read More]
Each person’s situation is unique, and the right policy depends on individual circumstances Life insurance policies in Florida, and everywhere else, can vary depending on the individual’s circumstances and needs for several reasons: In summary, life insurance policies in Florida can vary depending on the individual’s circumstances and needs because several factors affect the cost,… [Read More]
All Medicare-eligible people in Florida have access to a $0-premium Medicare Advantage plan. This graph represents the total Medicare Advantage enrollments (in millions) during the 1099-2020 period. Medicare Advantage Private plans that contract with the federal government to provide Medicare benefits. Please keep in mind that different areas have different Medicare Advantage Plans. A particular… [Read More]
For the 2023 tax year, the ACA affordability threshold will decrease to 9.12%. The Affordable Care Act (ACA) benchmark for determining the affordability of employer-sponsored health coverage will significantly decrease to 9.12% of an employee’s household income for the 2023 plan year — down from the 2022 plan-year level of 9.61%, according to IRS Rev…. [Read More]
Dates and deadlines for 2023 health coverage Open Enrollment for 2023 runs November 1, 2022–January 15, 2023. Enroll by December 15, 2022 for coverage that starts January 1, 2023. Plans sold during Open Enrollment begin January 1, 2023, if you paid your first premium. After January 15, 2023 you won’t be able to get 2023… [Read More]
Please be ready to answer the following ACA specific questions during your appointment. I look forward to speaking with you soon regarding your ACA renewal appointment. If you have any questions or concerns, please feel free to reach out to me through email or phone by calling us at 407.847.7000. Disclaimer: These are questions related… [Read More]
Need health insurance? Open enrollment for 2023 ACA-compliant health coverage runs from November 1, 2022 to January 15, 2023 in most states You can get health coverage for the rest of 2022 if you qualify for: The chart below shows the 2023 OEP dates for the states that use the federal ACA exchange. Coverage begins… [Read More]
Food stamps is the common name for SNAP, the Supplemental Nutrition Assistance Program. In Florida, you apply for SNAP and other public assistance programs through ACCESS Florida. One application may connect your household with food assistance, Medicaid, or Temporary Cash Assistance (TCA), depending on the program rules and the information you provide. The Florida Department… [Read More]
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