Frequently Asked Questions

There are certain times of the year when you can sign up or change how you get your coverage. Every year you can check and make a change to your Medicare plan from October 15 to December 7 called the “Annual Election Period” annual enrollment period.

If you’re still working at 65, and you have coverage under a group health plan through an employer, then you don’t have to enroll in Medicare right now. But if your employer has less than 20 employees, you need to take Medicare Parts A and B, because that will be your primary insurance.

The Original Medicare doesn’t have provider networks; and you can use most of the hospitals or doctors throughout the country that takes Medicare.

For Medicare Part A, hospital insurance is premium-free and once you have it, you don’t have to do anything to keep it.

If you don’t have dental coverage through your employer, you can buy a dental plan on your own also through a private insurance or the ACA/Obamacare.

Yes, however review the policies thru the marketplace since this could vary per State and carriers.

According to the health care law, dental insurance is treated differently for adults and children 18 and under. In the Marketplace, dental coverage is not an essential health benefit for adults. However, dental coverage is an essential health benefit for children.

The Original Medicare plan doesn’t cover most dental care. However if you have Part C you might be covered.