Frequently Asked Questions

A life insurance policy can give you peace of mind. Please consider your age, your dependents, your medical history, and the type of policy.

You must live in the United States, must be a U.S. citizen or legal resident. Should not be in jail.

Dental insurance plans can vary, most of them, cover preventive care. You can also get coverage that includes major services.

A fair amount recommended is from 6 to ten times the annual salary.

The average monthly premium for 2018 benchmark Obamacare plans is $411 before subsidies, according to the U.S. Department of Health and Human Services.

Most people don’t pay the Part A premium because they paid Medicare taxes while working. However, most people pay the standard Part B premium amount (approximately $148.50 in 2021).

There are certain times of the year when you can sign up or change how you get your coverage. Every year you can check and make a change to your Medicare plan from October 15 to December 7 called the “Annual Election Period” annual enrollment period.

If you’re still working at 65, and you have coverage under a group health plan through an employer, then you don’t have to enroll in Medicare right now. But if your employer has less than 20 employees, you need to take Medicare Parts A and B, because that will be your primary insurance.

ACA works with dozens of health insurance carriers and brokers.

The Original Medicare doesn’t have provider networks; and you can use most of the hospitals or doctors throughout the country that takes Medicare.