If you’re still working at 65, and you have coverage under a group health plan through an employer, then you don’t have to enroll in Medicare right now. But if your employer has less than 20 employees, you need to take Medicare Parts A and B, because that will be your primary insurance.
There are certain times of the year when you can sign up or change how you get your coverage. Every year you can check and make a change to your Medicare plan from October 15 to December 7 called the “Annual Election Period” annual enrollment period.
Getting life insurance is easy — you can get quotes from many different insurance companies with just a few information, like your age and basic medical history.