When Is ACA’s Open Enrollment for 2023?

Need health insurance? Open enrollment for 2023 ACA-compliant health coverage runs from November 1, 2022 to January 15, 2023 in most states You can get health coverage for the rest of 2022 if you qualify for: The chart below shows the 2023 OEP dates for the states that use the federal ACA exchange. Coverage begins… [Read More]

Processing Your Florida Application For ACCESS Florida Benefits

Processing begins with the date we receive your signed application for your ACCESS Florida benefits. It may take 7 to 30 days to process your food assistance application. Expedited households may get food assistance benefits within seven days. Your answers on the application will decide if your household meets expedited food assistance criteria. Expedited households… [Read More]

The Inflation Reduction Act Intends to Lower ACA Health Care Premiums for Millions of Americans

Seniors can save thousands per year in medication costs and reduce prices throughout the health system. The Inflation Reduction Act of 2022 will improve Americans’ health while making both health insurance and prescription drugs more affordable for millions of Americans. The Biden-Harris Administration has made it a priority to make sure more Americans have access… [Read More]

Can I Skip Buying Life Insurance Once My Children Are Self-Supporting?

Typically, you can buy life insurance for a child who is age 17 or younger. But what happens when you child or children turn 18 years of age? And what happens when they are self-supporting no longer dependent on their parents? People with children are strongly recommended to have life insurance so that the needs… [Read More]

I’m Single So I Don’t Need Life Insurance. Is That True or Myth?

The short answer is: Life Insurance is for everyone, also for single people. There are some reasons why you might need life insurance if you’re single. For the death benefits – If you died, who would pay for your funeral? Even a simple ceremony could be costly. If you don’t have life insurance, someone else… [Read More]

What Is the Accelerated Death Benefit (ADB)?

Life expectancy is the primary factor considered by insurance companies. We know that a life insurance policy allows you to financially secure you and your family’s future and well-being in case anything happens to you and you are not able to provide for your dependent family members. The life insurance policy has many benefits. Some… [Read More]

Is Life Insurance Only for “Rich People”?

The short answer is: Life Insurance is for everyone, poor, middle class or rich people A life insurance policy allows you to financially secure you and your family’s future and well-being in case anything happens to you and you are not able to provide for your dependent family members. “Individuals, whether rich or poor, should… [Read More]

How Life Insurance Can Help You Build Wealth for Your Family

Learn why building multi-generational is so important The benefits of using life insurance as a tool to create multi-generational wealth—while ensuring your loved ones can move forward financially after your passing—can be priceless. Here are some of the most common methods: The proceeds from your life insurance are typically tax-free. Your policy can ensure your… [Read More]

How to Start a Conversation About Life Insurance with Your Family?

Getting life insurance for your family is an expression of love that goes beyond words Life insurance conversations are often difficult to start but very necessary to have within the family. Whether you need to talk to a parent or spouse, it’s important to find the time and space to have a candid conversation about… [Read More]