On this blog we cover not only matters relevant to our insurance products but we also emphasize the importance of life coverage, financial security, and future planning for our families.
All Medicare-eligible people in Florida have access to a $0-premium Medicare Advantage plan. This graph represents the total Medicare Advantage enrollments (in millions) during the 1099-2020 period. Medicare Advantage Private plans that contract with the federal government to provide Medicare benefits. Please keep in mind that different areas have different Medicare Advantage Plans. A particular… [Read More]
For the 2023 tax year, the ACA affordability threshold will decrease to 9.12%. The Affordable Care Act (ACA) benchmark for determining the affordability of employer-sponsored health coverage will significantly decrease to 9.12% of an employee’s household income for the 2023 plan year — down from the 2022 plan-year level of 9.61%, according to IRS Rev…. [Read More]
Dates and deadlines for 2023 health coverage Open Enrollment for 2023 runs November 1, 2022–January 15, 2023. Enroll by December 15, 2022 for coverage that starts January 1, 2023. Plans sold during Open Enrollment begin January 1, 2023, if you paid your first premium. After January 15, 2023 you won’t be able to get 2023… [Read More]
Please be ready to answer the following ACA specific questions during your appointment. I look forward to speaking with you soon regarding your ACA renewal appointment. If you have any questions or concerns, please feel free to reach out to me through email or phone by calling us at 407.847.7000. Disclaimer: These are questions related… [Read More]
Need health insurance? Open enrollment for 2023 ACA-compliant health coverage runs from November 1, 2022 to January 15, 2023 in most states You can get health coverage for the rest of 2022 if you qualify for: The chart below shows the 2023 OEP dates for the states that use the federal ACA exchange. Coverage begins… [Read More]
Processing begins with the date we receive your signed application for your ACCESS Florida benefits. It may take 7 to 30 days to process your food assistance application. Expedited households may get food assistance benefits within seven days. Your answers on the application will decide if your household meets expedited food assistance criteria. Expedited households… [Read More]
Seniors can save thousands per year in medication costs and reduce prices throughout the health system. The Inflation Reduction Act of 2022 will improve Americans’ health while making both health insurance and prescription drugs more affordable for millions of Americans. The Biden-Harris Administration has made it a priority to make sure more Americans have access… [Read More]
Typically, you can buy life insurance for a child who is age 17 or younger. But what happens when you child or children turn 18 years of age? And what happens when they are self-supporting no longer dependent on their parents? People with children are strongly recommended to have life insurance so that the needs… [Read More]
The short answer is: Life Insurance is for everyone, also for single people. There are some reasons why you might need life insurance if you’re single. For the death benefits – If you died, who would pay for your funeral? Even a simple ceremony could be costly. If you don’t have life insurance, someone else… [Read More]
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