On this blog we cover not only matters relevant to our insurance products but we also emphasize the importance of life coverage, financial security, and future planning for our families.
In 2021, 52 percent of Americans owned life insurance According to sources, in 2018, approximately 27.8 million life insurance policies were purchased in the United States. The average American has $178,150 in life cover. The most common age group for people to buy insurance is between 35 and 45. Recent LIMRA research shows that 36%… [Read More]
This decreased threshold translates into higher employer contributions towards their employees’ health coverage plans. Earlier this year the Biden administration passed the American Rescue Plan (ARP), which for now, and for the indefinite future, will drop the Affordable Care Act (ACA) affordability percentage for the 2022 tax year by 9.61%. What Is The ACA… [Read More]
If there is one thing we’ve learned through the pandemic, it’s that life is unpredictable and it’s important to prepare for the unexpected. Our hope at Insurance Pro is that this awareness will encourage more Americans to get the life insurance coverage they need to protect their loved ones in the event of an unexpected loss, an accident or a terminal illness.
Our human life span is longer than ever. Having said that, turning 65 should ignite serious conversations with your loved ones about Medicare, life insurance, even your end of life and funeral wishes (final expense).
Two options when deciding how you want to receive your Medicare benefits. When you first enroll in Medicare and during certain times of the year, you can choose how you get your Medicare coverage. There are 2 main ways to get Medicare: Original Medicare or Medicare Advantage. Original Medicare: The traditional program offered directly through… [Read More]
There are 2 main ways to get your Medicare coverage—Original Medicare (Part A and Part B) and Medicare Advantage. See below to learn more.
Medicare and Medicaid are governmental programs that offer medical and health-related services to particular groups of people in the United States. Both the programs come under the management of the Centers for Medicare and Medicaid Services. Insurance Pro is an Access Center.
Why People Buy Life Insurance? The top reasons for buying life insurance in Orlando, Florida are not different than those in the United States. According to a 2020 report from trade research organization LIMRA and the non-profit organization Life Happens, these are the most common reasons Americans said they bought life insurance: How Much Life… [Read More]
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