On this blog we cover not only matters relevant to our insurance products but we also emphasize the importance of life coverage, financial security, and future planning for our families.
When we think about Valentine’s Day presents for our loved ones, we may think about chocolates, flowers, and romantic dinners. We probably don’t think about it, it’s Life Insurance, however there are several reasons why a life insurance policy can be one of the most important gifts that you can give to your loved ones… [Read More]
Getting life insurance for your family is an expression of love that goes beyond words Life insurance conversations are often difficult to start but very necessary to have within the family. Whether you need to talk to a parent or spouse, it’s important to find the time and space to have a candid conversation about… [Read More]
In 2021, 52 percent of Americans owned life insurance According to sources, in 2018, approximately 27.8 million life insurance policies were purchased in the United States. The average American has $178,150 in life cover. The most common age group for people to buy insurance is between 35 and 45. Recent LIMRA research shows that 36%… [Read More]
This decreased threshold translates into higher employer contributions towards their employees’ health coverage plans. Earlier this year the Biden administration passed the American Rescue Plan (ARP), which for now, and for the indefinite future, will drop the Affordable Care Act (ACA) affordability percentage for the 2022 tax year by 9.61%. What Is The ACA… [Read More]
If there is one thing we’ve learned through the pandemic, it’s that life is unpredictable and it’s important to prepare for the unexpected. Our hope at Insurance Pro is that this awareness will encourage more Americans to get the life insurance coverage they need to protect their loved ones in the event of an unexpected loss, an accident or a terminal illness.
Our human life span is longer than ever. Having said that, turning 65 should ignite serious conversations with your loved ones about Medicare, life insurance, even your end of life and funeral wishes (final expense).
Two options when deciding how you want to receive your Medicare benefits. When you first enroll in Medicare and during certain times of the year, you can choose how you get your Medicare coverage. There are 2 main ways to get Medicare: Original Medicare or Medicare Advantage. Original Medicare: The traditional program offered directly through… [Read More]
There are 2 main ways to get your Medicare coverage—Original Medicare (Part A and Part B) and Medicare Advantage. See below to learn more.
Medicare and Medicaid are governmental programs that offer medical and health-related services to particular groups of people in the United States. Both the programs come under the management of the Centers for Medicare and Medicaid Services. Insurance Pro is an Access Center.
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